Bad Faith Insurance Claims
In Washington State, your own insurance company is legally obligated to pay all valid claims. This means that they cannot go looking for reasons why a claim shouldn’t be paid, and they must compensate their policyholders in a timely manner. Insurers must also act fairly and in good faith by taking into account the policyholder’s best interests when deciding how much a claim is worth. Unfortunately, this is not always the case, and Williams Law Offices, PLLC has handled many personal injury cases where insurance companies have acted in “bad faith” and tried to unfairly reject or minimize an injured policyholder’s claim for recovery.
If your premiums are paid and you were injured in a car accident, a truck accident, or another kind of personal injury accident that is covered under your insurance policy in Washington State, you are entitled to proper, timely, and full compensation from your insurer. In the Puget Sound area, including Seattle, Lynnwood, Lake Forest Park, Mill Creek, Woodinville, Edmonds, Marysville, Mountlake Terrace, Bothell, Everett, or any other city in Snohomish County or King County, Washington Personal Injury Attorney John M. Williams is a former insurance attorney claims adjuster and knows when an insurance company has crossed the line into “bad faith” conduct. He will hold them accountable. Please contact Williams Law Offices, PLLC to request your free consultation.
Washington’s Bad Faith Insurance Law
In 2007, Washington State passed The Insurance Fair Conduct Act. This law gives policyholders certain legal remedies in the event that their insurance company unfairly denies a claim or engages in any unfair claims settlement practices, such as the failure to compensate policyholders in a timely manner, policy misrepresentation, failure to thoroughly investigate a claim before rejecting it, and making a “bad faith” offer to pay less than a claim’s full value. Compensation can include litigation costs and damages, and, in certain cases, treble damages.
Attorney Williams is familiar with the way insurance companies operate and the constraints and pressures a claims adjuster may be under. He knows how to apply Washington’s bad faith insurance laws so that insurance companies are compelled to treat you fairly. If the insurer still refuses to act in accordance with the terms or their policy with you, Mr. Williams can initiate a bad faith claim or lawsuit. You would then be entitled to compensation under your original claim and the claim against the insurance company.
Unfortunately, Washington State does not offer “bad faith” remedies to third parties. This means that while policyholders can avail of legal remedies against their own insurance companies, claimants and plaintiffs demanding compensation from a third-party policyholder do not have the same protections. Mr. Williams, however, can apply his “insider’s” knowledge of the insurance industry to ensure that insurers treat you fairly and that you obtain your full recovery for personal injury.
To schedule your free consultation with Everett, Washington Bad Faith Insurance Attorney John M. Williams, call Williams Law Offices PLLC at (866) 315-2427 or contact us online.